Maya – savings, loans, cards​

Description

Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet.

With Maya, you can save money and earn up to 15% interest p.

a.

every day, loan up to P250,000 instantly, apply for a credit card, shop with your Maya card worldwide, and scan any QR Ph to pay for anything.

SAVE​ • BSP-licensed digital banking with a twist? You bet.

• Enjoy up to 15% interest p.

a.

credited to you every day, so you can see your money literally growing every 24 hours.

​  SHOP & PAY​ • All the wallet features you need to send money, shop online, pay your bills, and more are right here, too.

• Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently from your wallet.

INVEST​ • You’ve got plenty of ways to explore your money's potential through crypto and funds.

• Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.

​ • Makes trading cryptocurrency a lot easier with Maya.

BORROW​ • When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 credit and give your everyday budget a boost.

• Approval is subject to credit evaluation.

See below for loan terms.

*​  *Loan Terms​ • Credit limit amount: P15,000 - P250,000​ • Monthly add-on interest rate: 0.

77% - 2.

57%​ • Monthly effective interest rate: 1.

4% - 4.

25%​ • Tenure: 6 - 24 months​ • Max.

annual APR: 30.

78%​ • Applicable DST and other fees: Waived​ • Late fee (daily) on overdue principal: 0.

17%​​  Sample Computation​ • Loan amount: P25,000​ • Monthly add-on interest rate: 0.

83%​ • Tenure: 6 months​ • DST/fees: P0​ • Monthly installment amount: P4,374.

17​ • Total repayment amount: P26,239.

19​ • Daily penalty: 0.

17%​​  Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas.

Deposits are insured by PDIC up to P500,000 per depositor.

​  ​For concerns, go to your app and visit the Help Center in your profile.

You may also call us from 8 AM to 7 PM daily:​ • (+632) 8845 7788​ • 1800 1084 57788 toll-free​ • *788 for free using Smart​ • Office Address: Launchpad Building, Sheridan, Mandaluyong, Metro Manila, Philippines